Canadian Mortgages Buying in USA
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Are you buying U.S. property to renovate,
Unlike the American banks we need No FICO score, No SSN, No W-2s.
USA Fix & Flip covers
Up to 90% of cost and 75% of the after-repair value,
A lane for clients with no U.S. credit at all
First-time flippers considered
When the work is done, sell it, or We refinance into USA Rental and hold it on a 30-year mortgage
Our U.S. team handles the closing, the servicing and the borrower.
American banks ask for FICO Score, a SSN, and 2 years of W2.
Client is qualified on the deal, not US credit and income.
Purchase plus rehab
First time Flippers considered
Leverage grows with previous experience
One lender from purchase to renovation
Florida Specific Files
A Canadian lender funding US deals. Private first mortgages on Florida property, for business and investment purposes, when American lenders will not look at your client.
Files We Want
▸ A Canadian client with no US credit file and no US residency.
▸ Title held in a Canadian holding company.
▸ A property owned free and clear, with equity that should be working.
▸ A purchase or refinance a US lender has already declined.
It runs like an Ontario file. You apply the usual way, a conditional commitment is issued, we order the appraisal, and our lawyer handles the cross-border legal work. Structured case by case.
- ConditionNew
WHERE TO MEET
SELLER

Curtis
Malton
190 reviews
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